SMILE PVT LTD IS AN SME FACILITATING COMPANY….Zulfikar Thaver

SMILE PVT LTD aims at facilitating the small to medium sized sector by arranging for them finance at affordable mark up from commercial and financial institutions according to their needs. The company has excellent relations with banks, financial institutions, leasing, insurance and joint venture companies. SMILE acts as an intermediary between the borrower and the lending institution and ensures correct documentations and fair agreements between the borrowing SME and the lending bank.

Some of the SMEs need finance to modernize their units, some need bridge finance others need leasing facilities and the new entrants who are educated and have innovative ideas need venture capitalist as partners.

SMILE has excellent arrangements and is a position to also arrange for mortgage financing under conventional or Islamic banking systems.

SMILE is affiliated to leading collateral management companies and can arrange warehouse receipt financing for its clients by arranging a triparte agreement between the borrower, the bank and the collateral management company.

SMILE is an SME facilitator and has expertise in resolving the financial needs of SMEs by enabling them to obtain finance on best possible terms.

Those SMEs who are in the province of Sindh and need finance for setting up new industries or modernizing their existing units are welcomed to contact us for loans under subsidized rates from Sindh Enterprise Development Fund (SEDF).

We request the prospective client to inform us their requirements of finance and if possible to identify the scheme and indicate the purpose of the loan and the capacity to repay and our representative will call on you and process the application for you.

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